Joni Fernandez was born and raised right here in Chicago, with over 30 years in banking, holding many positions during her tenure.  She worked her way up from Teller to Branch Manager and then moving into Business Banking with US Bank.  She is a trusted advisor to her business customers, developing relationships & providing sound business solutions for her client’s needs.  Joni is currently a Business Banking Specialist with US Bank for the Orland Hills & Orland Park Branch locations for the past 6 years.  Joni specializes in helping small business owners improve their financial situations, simplify their operations and assess best solutions for individual needs. She provides her clients with detailed analysis, exceptional customer service and customized solutions to fit each situation.